Early access: the free tier is live now. Pro & Premium are built — join the waitlist to be first in.

See Everything.
Miss Nothing.

Built for Irish tax. Track spending, budgets, and bills free — and when you're ready, CGT, deemed disposal, and pension planning made for Irish investors. Live today.

Total Balance
+3.2% this month
€47,832.50
Recent Transactions
Tesco Express
Groceries
-€42.80
Revenue Refund
Tax
+€1,247.00
Electric Ireland
Utilities
-€89.50
Revolut Transfer
Savings
-€500.00
How it works

Up and running in minutes

Three simple steps. Add accounts and transactions yourself, or import a CSV or PDF statement from your bank.
1

Sign up

Create your free account in seconds. No credit card.

2

Add your accounts

Add up to 3 accounts and log transactions manually, or import a CSV or PDF statement — free, no bank login needed.

3

Get clarity

See your spending, set budgets, and track recurring bills in one dashboard.

Built for clarity, designed to grow with you

Tap a tab. Green badges are free today; Pro and Premium badges are built and open soon.

See where every euro goes

Visual spending breakdown so you can spot what matters at a glance. Free tier includes one personal budget.

  • Rent / Mortgage€1,200
  • Groceries€420
  • Transport€310
  • Entertainment€250
  • Dining out€160

Never miss a renewal

Track subscriptions, utility contracts, and recurring bills in one place. Free tier covers up to 5, with renewal alerts before contracts auto-renew.

Upcoming this month
Electric Ireland
€89.503 days
Netflix
€15.999 days
Vodafone Broadband
€55.00Renews 12 Jun
Gym Membership
€42.0021 days

Your portfolio at a glance

Track ETFs, stocks, and funds across brokers with real-time allocation insights and dividend tracking. Built and ready in the Pro tier.

Built — opening with Pro
  • Global ETFs45%
  • Irish property REIT25%
  • Bonds18%
  • Cash12%

Irish tax, sorted

CGT, deemed disposal, and dividend tax — tracked automatically, with estimates prepared for your return. Built and ready in the Premium tier.

Built — opening with Premium
Tax summary 2025
Capital Gains Tax
€1,847.00Estimated
Deemed Disposal
€432.00Due Nov
Annual exemption
−€1,270.00Applied
Dividend tax
€312.00Estimated

Mock data shown. Tax figures are indicative estimates only — Cisti prepares your figures; you or your accountant file. Always verify with Revenue.ie or a qualified advisor.

Property and pensions, tracked together

Monitor rental yield, mortgage progress, pension growth, and contribution limits in one place. Built and ready in the Pro tier.

Built — opening with Pro
Rental Property
Monthly Rent
€1,650
Mortgage
€1,120
Net Yield
4.2%
Pension
Current Value
€87,400
Monthly Contrib.
€650
Tax Relief
€260/mo
Pricing

Simple pricing. Built for Ireland.

Start free — no card needed. Pro and Premium are built and open soon. Join the waitlist to be first in.
Free Live now
€0
Free forever — no card needed
  • Dashboard & spending overview
  • Up to 3 accounts
  • Manual transaction tracking
  • 1 personal budget
  • 5 recurring bills with renewal alerts
  • Categorisation rules
Start free
Pro Opening soon
€69/yr
or €6.99/mo · build wealth
  • Everything in Free
  • Investments & portfolio tracking
  • Pensions & contribution limits
  • Property & rental tracking
  • Net worth tracking
  • Partner linking & broker import
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GDPR compliant
Your data, your control
No bank credentials stored

Cisti Finance provides tools for personal finance tracking and educational estimates only. Nothing on this site constitutes financial, tax, or legal advice. Tax calculations are approximate and based on publicly available rates. Always verify with Revenue.ie and consult a qualified advisor for your specific circumstances.